USCityhomes

What are the steps to buy a home?

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Photo by Mark Strozier

After a decision to buy a home, contact us to guide you through the entire process. At a high level, these are the steps. 

1). Research and compare available Lenders to finance your home beyond your down payment. A Lender will pre-qualify you for a loan in the amount it determines you can afford. With a qualification letter and an offer, sellers will consider you a serious and capable buyer.

2). After you are pre-qualified and decide on a particular home, we make an offer on your behalf to the sellers’ agent. Often this results in a counter offer. We negotiate on your behalf to get you the best possible deal.

3). Arrange for an inspection. We negotiate repairs and other changes on your behalf. 

4). Work with your lender to get your loan and the property approved.

5). After receiving your lender approval, the title company schedules a date for you to close.

6). After funding, the home is yours. Ownership is officially transferred from the seller to you.

Stay up to date with all kinds of topics about home financing, buying a home, relocating and more. Take control, consult with friends and family throughout the process. Exercise patience and good judgment keeping your own best interest in mind. There are lots of tools, steps, decisions, and participants involved to get the job done right. We are here to help you complete a good purchasing transaction

Notice: This website contains general information about legal and financial matters. The information is not advice, and should not be treated as such. You must not rely on the information on this website as an alternative to legal or financial advice from your attorney, accountant or other professional services provider. If you have any specific questions about any legal and financial matter you should consult your attorney, accountant or other professional services provider.