The upfront fees charged in connection with a mortgageA loan using your home as collateral. In some states, the term mortgage is also used to describe the document you sign (to grant the lender a lien on your home). It also may be used to indicate the amount of money you borrow, with interest, to purchase your house. The amount of your mortgage often is the purchase price... loan transactionApplies to any business dealing. In real estate, it is an instance of exchanging ownership of a property. .... Money paid by a buyer (and/or seller or other third parties, if applicable) to effect the closingThe process of completing a financial transaction. For mortgage loans, the process of signing mortgage documents, disbursing funds, and, if applicable, transferring ownership of the property. In some jurisdictions, closing is referred to as “escrow,” a process by which a buyer and seller deliver legal documents to a third party who completes the transaction in accordance with their instructions. See... of a mortgage loan, generally including, but not limited to a loan originationThe process by which a loan is made, which may include taking a loan application, processing and underwriting the application, and closing the loan....origination feeA fee paid to a lender or broker to cover the administrative costs of processing a loan application. The origination fee typically is stated in the form of points. One point is one percent of the mortgage amount...., titleThe right to, and the ownership of, property. A title or deed is sometimes used as proof of ownership of land.... examination and insurance, surveyA precise measurement of a property by a licensed surveyor, showing legal boundaries of a property and the dimensions and location of improvements...., attorney’s fee, and prepaid items, such as escrowAn item of value, money, or documents deposited with a third party to be delivered upon the fulfillment of a condition. For example, the deposit by a borrower with the lender of funds to pay taxes and insurance premiums when they become due, or the deposit of funds or documents with an attorney or escrow agent to be disbursed upon... deposits for taxes and insuranceFunds collected as part of the borrower’s monthly payment and held in escrow for the payment of the borrower’s or funds paid by the borrower for, state and local property taxes and insurance premiums.....